Originally posted by N. A. Corbier
Most every employer is required to pay workers comp insurance - serious injuries, not just employee deaths, are also required to be reported pursuant to the Occupational Health and Safety Act. Whether or not an employer is required to have such insurance is determined by individual state law. Here in Missouri, as a general rule, if the employer has under 5 employees, they do not have to pay workers comp insurance. Though, with the passage of S.B. 10, here in Missouri, Private Investigators are required to carry workers comp insurance on themselves along with a $250,000.00 insurance bond.
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